An Advisors' Guide to Excess & Surplus Disability Insurance

Enhancing Key Person Risk Mitigation Strategies: A Focus on Disability Coverage

Posted Wed, Sep, 13th, 2023
By Exceptional Risk Advisors

In the realm of safeguarding businesses, key-person life insurance has long been a stalwart choice for many organizations. It provides a safety net, ensuring continuity in the event of a key person's

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Has COVID Impacted the Way We Look at Disability Insurance?

Posted Wed, Aug, 9th, 2023
By Exceptional Risk Advisors

The COVID-19 pandemic reshaped industries across the globe, and the disability insurance sector was no exception. As the world grappled with unprecedented challenges, carriers in this space were

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Comprehensive Income Protection: Explore High Limit Disability Guaranteed Standard Issue (GSI) Plans for Professionals

Posted Wed, Jul, 12th, 2023
By Exceptional Risk Advisors

In today's world, safeguarding income is crucial, especially for groups of highly compensated professionals. To address this need, one of the top insurance solutions available is the high limit

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NFL Disability Insurance Buying Season Starts Now

Posted Wed, Jun, 14th, 2023
By Exceptional Risk Advisors

80% of the NFL athletes we insure purchase disability insurance coverage during the months of July and August. With players heading into training programs, mini-camps, and OTAs (Organized Team

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Four Challenges Advisors Face When Positioning DI to Ultra-High-Income Clients

Posted Wed, May, 17th, 2023
By Exceptional Risk Advisors

For clients who have the tenacity and grit to be in the top 1% and earn in excess of $1 million, protecting their income takes a specialized approach. From entertainers and athletes to business

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When it Comes to Today's Mega-Concerts, Insurance Takes the Spotlight

Posted Wed, Apr, 12th, 2023
By Exceptional Risk Advisors

Music lovers have heard the recent horror stories about how some of Taylor Swift's fans were upset when they could not get tickets to see her upcoming mega tour. As a cynical, middle-aged, music fan

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Protecting Your Top Clients During Their Window of Opportunity

Posted Wed, Mar, 8th, 2023
By Exceptional Risk Advisors

Like exceptional athletes and entertainers who took full advantage of their windows of opportunity, there too are exceptional CEOs, entrepreneurs, business owners, lawyers, hedge fund managers who

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3 Situations Where Sophisticated Advisors Utilized the Excess Lines Market

Posted Wed, Feb, 8th, 2023
By Exceptional Risk Advisors

With January behind us and the new year not so shiny and new, it can be easy to slip into old habits. Stand up, walk down the hall, and shake it off. There are 11 months to crush your goals this

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MLB DI Buying Season Begins Now!

Posted Wed, Jan, 11th, 2023
By Exceptional Risk Advisors

When most people think of professional athletes, they tend to think of players who have long and successful careers. However, the average MLB player's career is a little more than five years, which

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Ideal Entertainment Candidates That Advisors Miss

Posted Wed, Dec, 14th, 2022
By Exceptional Risk Advisors

Entertainers present a unique challenge to U.S. disability carriers as their earnings history is often riddled with volatility, and they consistently present a compressed career that limits the time

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