An Advisors' Guide to Excess & Surplus Disability Insurance

When to Utilize the Excess Lines Market for Death Protection

Posted Tue, Mar, 9th, 2021
By Exceptional Risk Advisors

Chris Lack, Partner at Exceptional Risk Advisors, has built the largest sports facility in Lloyd’s for player purchased policies. However, he easily switched gears and spoke with us on how and

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2 Key Opportunities Found in the Excess Lines' GSI Market

Posted Tue, Feb, 9th, 2021
By Exceptional Risk Advisors

Laura Muka, Partner and COO at Exceptional Risk Advisors, is a subject matter expert with more than 30 years of experience selling, implementing and funding executive disability plans.  She

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An Update on the Excess & Surplus Lines Entertainment Market

Posted Tue, Jan, 12th, 2021
By Exceptional Risk Advisors

Frank Zuccarello, Partner at Exceptional Risk Advisors, oversees the specialty insurance high limit placements of the biggest money-making concert tours and entertainment events in the industry. 

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How to Crush Your Revenue Goals in 2021

Posted Tue, Dec, 15th, 2020
By Exceptional Risk Advisors

"Tell me about your most successful entrepreneur or executive client?" That is how Ted Tafaro, Founder & Partner of Exceptional Risks Advisors, frames a conversation when meeting with a new

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How to Protect Your NHL Clients at the Start of Training Season

Posted Tue, Nov, 10th, 2020
By Exceptional Risk Advisors

A professional hockey player's career is based on known routines.  They know when the season starts, when it ends, how much off-season they face, and how to stay in shape while between seasons. 

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How to Present a Guaranteed Standard Issue Disability Policy

Posted Tue, Oct, 13th, 2020
By Exceptional Risk Advisors

In today's world, group long-term disability insurance has become an expected benefit offering for professionals.  It has been around for decades, it has become highly commoditized and there are

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3 Uses for Accidental Death Insurance Through the Excess Market

Posted Wed, Sep, 16th, 2020
By Exceptional Risk Advisors

When one thinks of Accidental Death & Dismemberment insurance, images of daredevils summiting Everest, deep-sea diving off the coast of Australia, or race-car driving in the hills of Italy are

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What Is Buy-Sell Disability Insurance & Why Is It So Important?

Posted Tue, Aug, 11th, 2020
By Exceptional Risk Advisors

Research shows that about 40% of business owners are financially prepared in the event their partner(s) dies.  However, only about 15% are prepared if their business partners are disabled.  When

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What is Key Person Disability Insurance & Who Needs It?

Posted Tue, Jul, 14th, 2020
By Exceptional Risk Advisors

For organizations with Key Executives who are vital to the financial success of their business, a corporately-owned Key Person Disability Insurance program is available with a policy structure

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Two Ways to Protect Your NBA Clients Approaching Free Agency

Posted Tue, Jun, 16th, 2020
By Exceptional Risk Advisors

Congratulations, your NBA client is approaching free agency! The big payday contract is now in sight. These massive contracts can be worth hundreds of millions of dollars, however, before the

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