An Advisors' Guide to Excess & Surplus Disability Insurance

Lessons from Connelly v. United States on Funding Disability Risks

Posted Wed, Oct, 9th, 2024
By Exceptional Risk Advisors

The recent Supreme Court decision in Connelly v. United States emphasizes the importance of reviewing buy-sell agreements with careful attention to how they are funded. This ruling makes it clear

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A Fresh Look at Guaranteed Standard Issue for High Earners

Posted Wed, Sep, 11th, 2024
By Exceptional Risk Advisors

In today's world, protecting income is essential - especially for groups of highly compensated professionals. One of the most effective insurance solutions available to meet this need is the High

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Why Key Person Disability Insurance is Essential for Business Continuity

Posted Wed, Aug, 14th, 2024
By Exceptional Risk Advisors
In the world of business protection, key person life insurance has been a trusted choice for many organizations, offering a financial cushion in the event of a key person's untimely death. However, a Read More

How to Safeguard Live Performers with Insurance

Posted Wed, Jul, 10th, 2024
By Exceptional Risk Advisors

For musicians and entertainers, live performances are not just about the thrill of the stage—they are crucial for income generation. According to Billboard's annual Money Makers report, the majority

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Protecting the Puck: Essential Insurance Strategies for Hockey Players

Posted Wed, Jun, 12th, 2024
By Exceptional Risk Advisors

For hockey athletes, their ability to play is their greatest asset. It is their ticket to potential future income. By the very nature of the sport, their body is continuously in harm’s way and should

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Debunking Four Disability Insurance Myths for Ultra-High-Income Clients

Posted Wed, May, 8th, 2024
By Exceptional Risk Advisors

Disability insurance often faces skepticism among high-income earners, who may believe they are immune to such risks. As May marks Disability Insurance Awareness Month, let's dispel four common myths

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Securing Life Insurance Alternatives for Clients in War Risk Zones

Posted Wed, Apr, 10th, 2024
By Exceptional Risk Advisors

Warfare has raged on our planet since the first time man walked upright and disputed territorial boundaries. And those battles have impacted not only the lives of those it come into direct contact

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Unlocking Literary Success: Insurance Solutions Tailored for Authors and Publishers

Posted Wed, Mar, 13th, 2024
By Exceptional Risk Advisors

In the exciting world of entertainment insurance, the spotlight often falls on glamorous red carpet events and chart-topping musicians. However, there's a segment within the industry that is

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Covering All Bases: The Game-Changing Role of Disability Insurance for MLB Athletes

Posted Wed, Feb, 14th, 2024
By Exceptional Risk Advisors

Batting helmets, shin guards, and chest protectors are all used to protect professional baseball players from injury, however, there are also insurance products available in the international

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Unleashing the Power of the Excess Lines Market for Life Insurance Advisors

Posted Wed, Jan, 10th, 2024
By Exceptional Risk Advisors

Life insurance advisors understand the critical importance of advance planning. While traditional life insurance offers comprehensive coverage, there are scenarios that demand immediate attention and

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