An Advisors' Guide to Excess & Surplus Disability Insurance

How to Safeguard Live Performers with Insurance

Posted Wed, Jul, 10th, 2024
By Exceptional Risk Advisors

For musicians and entertainers, live performances are not just about the thrill of the stage—they are crucial for income generation. According to Billboard's annual Money Makers report, the majority

Read More

Protecting the Puck: Essential Insurance Strategies for Hockey Players

Posted Wed, Jun, 12th, 2024
By Exceptional Risk Advisors

For hockey athletes, their ability to play is their greatest asset. It is their ticket to potential future income. By the very nature of the sport, their body is continuously in harm’s way and should

Read More

Debunking Four Disability Insurance Myths for Ultra-High-Income Clients

Posted Wed, May, 8th, 2024
By Exceptional Risk Advisors

Disability insurance often faces skepticism among high-income earners, who may believe they are immune to such risks. As May marks Disability Insurance Awareness Month, let's dispel four common myths

Read More

Securing Life Insurance Alternatives for Clients in War Risk Zones

Posted Wed, Apr, 10th, 2024
By Exceptional Risk Advisors

Warfare has raged on our planet since the first time man walked upright and disputed territorial boundaries. And those battles have impacted not only the lives of those it come into direct contact

Read More

Unlocking Literary Success: Insurance Solutions Tailored for Authors and Publishers

Posted Wed, Mar, 13th, 2024
By Exceptional Risk Advisors

In the exciting world of entertainment insurance, the spotlight often falls on glamorous red carpet events and chart-topping musicians. However, there's a segment within the industry that is

Read More

Covering All Bases: The Game-Changing Role of Disability Insurance for MLB Athletes

Posted Wed, Feb, 14th, 2024
By Exceptional Risk Advisors

Batting helmets, shin guards, and chest protectors are all used to protect professional baseball players from injury, however, there are also insurance products available in the international

Read More

Unleashing the Power of the Excess Lines Market for Life Insurance Advisors

Posted Wed, Jan, 10th, 2024
By Exceptional Risk Advisors

Life insurance advisors understand the critical importance of advance planning. While traditional life insurance offers comprehensive coverage, there are scenarios that demand immediate attention and

Read More

The Importance of Disability Insurance in the Entertainment Industry

Posted Wed, Dec, 13th, 2023
By Exceptional Risk Advisors

In the exciting and fast-paced world of entertainment, where the spotlight always shines the brightest, it's easy for entertainers to overlook the importance of protecting their financial future in

Read More

The Critical Need for Disability Insurance for Highly Compensated Individuals

Posted Wed, Nov, 8th, 2023
By Exceptional Risk Advisors

In the world of financial security, the importance of disability insurance often takes a back seat to other forms of coverage like life insurance. However, for highly compensated individuals earning

Read More

3 Reasons to Include Buy-Sell Disability into Your Practice

Posted Tue, Oct, 10th, 2023
By Exceptional Risk Advisors

When your clients are immersed in the daily hustle of business growth, their blinders are up and they are not thinking about unexpected events that could occur. However, as advisors, it's our duty to

Read More