An Advisors' Guide to Excess & Surplus Disability Insurance

Two Ways to Protect Your NBA Clients Approaching Free Agency

Posted Tue, Jun, 16th, 2020
By Exceptional Risk Advisors

Congratulations, your NBA client is approaching free agency! The big payday contract is now in sight. These massive contracts can be worth hundreds of millions of dollars, however, before the

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Where Highly Compensated Individuals Go for Personal Income Protection

Posted Tue, May, 12th, 2020
By Exceptional Risk Advisors

Supplementary disability income insurance has been around for decades, but for the highly compensated individual, domestic coverage just scratches the surface.  

For example, if you were one of

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3 Ways to Keep Your Insurance Practice Going During A Pandemic

Posted Wed, Apr, 15th, 2020
By Exceptional Risk Advisors

At Exceptional Risk Advisors, we are thinking of our friends, family and partners across the world as we are impacted by COVID-19 and its dramatic impact it has on every single one of us.  This

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Insuring Celebrity Body Parts

Posted Tue, Mar, 10th, 2020
By Exceptional Risk Advisors

When people think of the Excess & Surplus Lines Market, they often envision insuring fabulously well-known celebrity body parts, whether it's JLo's well-photographed derriere, Dolly Parton's

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Endorsement Deals Die When Athletes are Disabled

Posted Tue, Feb, 11th, 2020
By Exceptional Risk Advisors

For professional athletes, their ability to play is their greatest asset.  It is their ticket to potential future income - on the court/rink/field/course and off.  According to Business Insider in

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The 3 Layers of the Guaranteed Standard Issue Pyramid

Posted Tue, Jan, 14th, 2020
By Exceptional Risk Advisors

Much like the food pyramid, when working with exceptional highly compensated clients, layering is key to a healthy Guaranteed Standard Issue (GSI) plan.  Group long-term disability insurance has

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4 Ways Corporate Insurance Solutions Can Impact Your Bottom Line

Posted Wed, Dec, 11th, 2019
By Exceptional Risk Advisors

As we wrap up 2019 and prepare for 2020, we want to share four ways corporately-owned insurance solutions can differentiate your practice, add new lines of revenue and make a big impact on the

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How Advisors Access Elite Clients Through the Excess DI Markets

Posted Wed, Nov, 20th, 2019
By Exceptional Risk Advisors

If you attended our webinar last week titled, "How Advisors Access Elite Clients Through the Excess DI Markets", you would have heard our Founder and CEO, Ted Tafaro and VP of Business Development

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The Best Way to Sell DI to Entrepreneurs & Executives

Posted Wed, Oct, 16th, 2019
By Exceptional Risk Advisors

What can happen to a business if a key executive is forced to resign without warning due to a serious illness or injury?  The implications can be horrendous - from liquidity problems, maintaining

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5 High Limit Disability GSI Program Types You Need to Know

Posted Tue, Sep, 17th, 2019
By Exceptional Risk Advisors

For organizations employing groups of high earning individuals, those earning in excess of $500,000 annually, a High Limit Guaranteed Standard Issue (GSI) program is available which allows

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