Professional athletes in the NBA, NFL, MLB, and NHL make on average $3.9 million a year. For those star players, endorsement deals can boost their annual income significantly. For example, according
Read MoreAn Advisors' Guide to Excess & Surplus Disability Insurance
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When approaching organizations with high income earners, it's important to recognize that the successful installment of a Multi-Life Guaranteed Standard Issue (GSI) program is highly process driven.
Read MoreThe Council for Disability Awareness's annual report has identified continuing or emerging trends of long term disability insurance claims since 2005. Below are the top 5 new causes for long-term
Read MoreFrom a buyer’s perspective, applying for an excess and surplus disability insurance policy is handled by their advisor. To understand how the application process works with a coverholder, here is The
Read MoreThere are two general qualifiers for individuals who purchase an excess and surplus disability insurance policy. The first is often a circumstance of underinsurance. The most common example of
Read MoreThe largest excess & surplus high limit disability policy was for $200,000,000 on an American movie producer and CEO of a large entertainment company.
Read MoreThere are six products that make up the core programs in an excess & surplus disability insurance portfolio. The first four are personal programs purchased by individuals to protect their futures,
Read More"The highest paid player on an NFL team is the quarterback. What you probably don't know is the second highest paid player is a left tackle. The left tackle's job is to protect the quarterback from
Read MoreHow to Fully Insure the C-Suite with a Multi-Life Guaranteed Standard Issue (GSI) Disability Policy?
Employers often provide disability insurance to their employees to protect their earnings in the event of an injury or illness by way of a highly competitive benefits package or a voluntary benefit
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