An Advisors' Guide to Excess & Surplus Disability Insurance

Laura Muka, Partner and COO at Exceptional Risk Advisors, is a subject matter expert with more than 30 years of experience selling, implementing and funding executive disability plans. She provides

Frank Zuccarello, Partner at Exceptional Risk Advisors, oversees the specialty insurance high limit placements of the biggest money-making concert tours and entertainment events in the industry. He

"Tell me about your most successful entrepreneur or executive client?" That is how Ted Tafaro, Founder & Partner of Exceptional Risks Advisors, frames a conversation when meeting with a new advisor

A professional hockey player's career is based on known routines. They know when the season starts, when it ends, how much off-season they face, and how to stay in shape while between seasons. They

In today's world, group long-term disability insurance has become an expected benefit offering for professionals. It has been around for decades, it has become highly commoditized and there are many

When one thinks of Accidental Death & Dismemberment insurance, images of daredevils summiting Everest, deep-sea diving off the coast of Australia, or race-car driving in the hills of Italy are

Research shows that about 40% of business owners are financially prepared in the event their partner(s) dies. However, only about 15% are prepared if their business partners are disabled. When

For organizations with Key Executives who are vital to the financial success of their business, a corporately-owned Key Person Disability Insurance program is available with a policy structure that

Congratulations, your NBA client is approaching free agency! The big payday contract is now in sight. These massive contracts can be worth hundreds of millions of dollars, however, before the

Supplementary disability income insurance has been around for decades, but for the highly compensated individual, domestic coverage just scratches the surface.  

For example, if you were one of the