An Advisors' Guide to Excess & Surplus Disability Insurance

In the world of insurance advising, timing can make or break a deal. Whether it's a last-minute bank loan, a fast-moving acquisition, or an executive contract that demands immediate coverage,

Success isn’t just measured in revenue or profits. For corporations, business owners, private equity firms, and ESOPs, overlooked contractual obligations can pose significant risks - especially when

High-income professionals face a growing challenge: protecting their lifestyle and financial security if they become disabled. Standard group long-term disability (LTD) policies often fall short,

Key person life insurance has long been a cornerstone of business protection, offering a financial safety net in the event of a key leader’s death. But statistics reveal a more pressing reality, a

For organizations planning large-scale events, from national conferences and global tradeshows to high-profile concerts, months or even years of work can be derailed by a single unexpected

As NFL players transition into training programs, mini-camps, and Organized Team Activities (OTAs), they’re also preparing for one of the most financially vulnerable periods of the year. In fact, 80%

May is Disability Insurance Awareness Month (DIAM), and for advisors working with high net worth or soon-to-be high net worth clients, it presents a timely opportunity to reframe the disability

In the world of mergers and acquisitions (M&A), key person life insurance is often a given; most deals account for it to protect against the unexpected loss of a key executive. But what about the

Directors and producers play a pivotal role in the entertainment industry, overseeing creative and financial aspects of productions. However, their ability to work is often tied to tight production

Insurance plays a crucial role in protecting professional athletes, teams, and sponsors from financial risks associated with injuries, contract disputes, and reputational concerns. Each league has